Inspiration:
In 2007 my Grandmother got
handsome amount from her property share. According to her she don’t
want to buy new home, car or other expensive thing and also not
interested in gave that to any of her son or daughter. Because she
wants to use that in very unique propose that was to help needy
student without discrimination of gender, age, family background or
percentage. Her concepts totally base on our religious ground i-e
Qarz-e-Hasana.
Qarz-e-Hasana:
The purpose of
Qarz-e-Hasana is to provide interest free loan and also not payable
at demand.
Mission:
To
guide by the believe that all lives, no matter where they live, have
equal values. Our objective is to encourage and stimulate the
well-off sector of the society to come forward and participate in
feeding and providing material support to the poor.
Students
who could not afford education were given Qarz-e-Hasna (Interest Free
Educational Loan) to cover their educational expenses. The purpose of
Qarz-e-Hasna is to help people by providing them interest free loan.
So
far Qarz-e-Hasna amounting to Rs100K has been given to students.
What is “Goody loans”
“Beautiful loan”?
Many learned authors has
explained it as whatever given to another person selflessly with pure
motives. Allah describes whatever man spends in this manner as a loan
made to none other than Him. And Allah undertakes to repay it several
folds.
“Spending in the cause
of God is called metaphorically “A Beautiful Loan “it is
excellent in many ways:
1. It shows a beautiful
spirit of self denial.
2. In other loans there
may be doubt as to the safety of your capital, here given it to the
Lord of all, in whose hand are the keys of want or plenty giving,
you may have manifold blessings and with holding, You may even lose
what you have, if we remember our goal is Allah, can we turn away
from His cause”.
From the above quotation
we know that QARZ-E-HASNA is the amount spends in way of Allah and in
name of Allah with pure intentions.
Allah commands us that the
Holy Qur’an will guide those “who spend out from what we provide
them”. Anyone amongst us who is guided to follow these commands
from Allah must really be grateful to Him.
QARZ-E-HASNA:
At the
beginning it sound impossible thing to happen. Who has capacity to
give loan to Allah? Why at all Allah will want to take loan from His
own servants, when Allah Himself is the Creator and Sustainer of the
entire universe? These and such other questions do arise in our minds
therefore, it will not be out of place to explain in brief the
concept of QARZ-E-HASNA in the light of verses (Ayaat) from the holy
Qur’an:
QARZ-E-HASNA
is not a word coined by anybody; It is from Allah Himself and is
found in Holy Qur’an itself. The relevant citation from Holy Qur’an
is as under:
“Who is he
that will loan to Allah “A beautiful loan”(QARZ-E-HASNA)which
Allah will double and multiply many times? It is Allah that gives
(you) want or plenty and to Him shall be your return”.
Surah
Baqarah 2:245
“If you
loan to Allah “A beautiful loan” (QARZ-E-HASNA) He will double it
to your (credit) and He will grant you forgiveness; For Allah is Most
Ready to appreciate(service),most forbearing”.
Surah
Tagabun-64:17
When
QARZ-E-HASNA to be given:
In Surah
Baqaraa Ayaat no 254 Prior to Ayatal Kursi it is stated as under:
“O you
believe! Spend out of (the bounties) We have provided for you, before
the Day comes, when no bargaining (will avail), nor friendship, nor
intercession, those who reject faith they are the wrong doers.”
In the above
ayat 2: 254, We are Commanded to spend before the `Day' comes that is
before the Qayamat. We do not know when there will be Qayamat. No one
knows. Only Allah knows. We all perhaps are not mindful of Qayamat
(The `Day') because we feel that it is a distant far.
One of the ways a man continues adding to his good deeds even after his death is arranging to spend in the way of Allah. Charities to all those who are in eed. This is known as `Sawabe Jariya' The man may do of in his own life or on an his behalf his nears and dears may do it. By deviating a little, we may make mention of another very fundamental (Muhakeem) ayat that is 3:92,which is the very first ayat in the 4 para and is known as "lan tanalul birr" the translation of the said ayat 3:22 Lan tanalu' is as under:
One of the ways a man continues adding to his good deeds even after his death is arranging to spend in the way of Allah. Charities to all those who are in eed. This is known as `Sawabe Jariya' The man may do of in his own life or on an his behalf his nears and dears may do it. By deviating a little, we may make mention of another very fundamental (Muhakeem) ayat that is 3:92,which is the very first ayat in the 4 para and is known as "lan tanalul birr" the translation of the said ayat 3:22 Lan tanalu' is as under:
"By no
means shall you attain righteousness unless you give (freely) of that
which you love; and whatever you give, of a truth, God knoweth it
well.”Q.3.92
Similarly in
Sura Ma'un (qur'an : 107) Allah tells us that if we refuse help to
needy & destitute & refuse to meet even their small needs
then our `Namaz' is only for showing to people & not for the sake
of Allah. In
sura Al-Takasur (Qur'an - 102) Allah warns us that on that `Day' we
shall be questioned about the Bounties of Allah bestowed on us and
how we utilised them. Did we selfishly enjoy ourselves or did we also
remember the poor down trodden and helped them.
These are some of the Quranic Teachings we have quoted above. The religion of Islam teaches us to `sacrifice' from amongst the best. `QARZ -E- HASNA' is actually the climax of all the Qur'anic teachings on aspect of spending in the way of Allah and only for the sake of Allah. Without any expectation of worldly gain.
These are some of the Quranic Teachings we have quoted above. The religion of Islam teaches us to `sacrifice' from amongst the best. `QARZ -E- HASNA' is actually the climax of all the Qur'anic teachings on aspect of spending in the way of Allah and only for the sake of Allah. Without any expectation of worldly gain.
Request:
It is my
requests form all of you that kindly support in term of money as
charity (no zakat, sadqa, & fitra) all for needy student of our
university. If we check our university there are many students who
can’t pay their fees, or drop out because of fees.
Come
together help them to complete their degree.
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